Payment Policy

This payment policy complies with U.S. federal and state e-commerce regulations, Federal Trade Commission (FTC) consumer protection rules, and PCI DSS payment security standards. This policy applies to all payment transactions made at the official Mishy's store. By completing a purchase on our website, you agree to the terms outlined below.

1. Supported Payment Methods

To ensure a convenient shopping experience, we accept a variety of secure and globally recognized payment methods:

- American Express

- Diners Club

- Discover

- JCB

- Maestro

- Mastercard

- Visa

2. Payment Terms and Security Compliance

Full Payment Requirement: All orders must be fully paid and authorized before confirmation, processing, and shipment. Installment or partial payments for a single order are not accepted.

Transaction Security and PCI Compliance: All card payment transactions are processed via encrypted TLS secure channels and fully comply with PCI DSS data security standards. We strictly protect customer payment card information and will never store, disclose, or resell your private payment data.

3. Authorized Payment Methods Only

We accept only the payment methods officially listed above. Cash on Delivery (COD), offline wire transfers, personal checks, and other unlisted payment methods are not accepted and will not be processed.

4. Order Verification and Fraud Prevention

To comply with U.S. anti-fraud and anti-money laundering (AML) regulations, we reserve the right to verify payment information, order details, and customer identity for high-risk transactions. Orders involving unauthorized or suspicious payments will be automatically cancelled.

5. Currency and Billing

All transactions are settled in U.S. Dollars (USD). The store name "Mishy's" will clearly appear on your bank or credit card statement to prevent chargeback disputes arising from unrecognized transactions.

6. Payment Issues

In the event of payment failure, duplicate charges, transaction errors, or unauthorized charges, please contact our customer support team promptly. We commit to responding within 24 business hours and resolving your issue in accordance with U.S. consumer protection laws.